Archive for February, 2014

canstockphoto8160014Whenever you go shopping at the supermarket, do you find yourself spending more money than you would like? If you want to break this habit one of the best ways to do it is to analyze your pantry. The reality is if you do not keep track of your grocery spending, you will most likely put yourself in a position of struggling with debt and even filing bankruptcy. The good news is that you can avoid this from happening. Here are Some Habits to Break That Will Save 50% on Your Grocery Bill Even If You Hate Clipping Coupons.

 

Buying Things You Don’t Need

Do you find yourself buying things that you already have at home? You may have a habit of buying food when you still have more in the back of the refrigerator. Do not go shopping until you use everything you already have. This is one of the best ways to save yourself some money.

 

Purchasing Items In The Checkout Lane

When you are finished with your grocery shopping, you may be tempted to buy candy bars, potato chips or even grabbing a couple of magazines. Junk food are just empty calories and won’t fill you up anyway. It is often more expensive than standard food. If you break this habit, it can save you a few dollars a month and this will really add up.

 

Purchasing Pre-Cut Food

Of course buying pre-cut food is more convenient, but you will end up paying much more than the non-cut items. If money is not an issue, then purchasing pre-cut food will save you a little time. However, if you want to save cash, then do it yourself. Cutting it really won’t take that long.

 

Throwing Away Food

Take notice of the food that you consistently throw out. Many people make the mistake of buying certain things out of habit, even though they never eat them. This is throwing money down the drain. Take stock of the food you already have and think about the percentage of what you actually consume. Focus on buying these items and eliminate the rest.

 

Buying Out Of Season Fruit

Purchasing out of season fruit will always cost more. For example, apples are extremely cheap at certain times a year and other times they are more expensive. You can choose to buy them only when it’s cheap or get the bagged apples rather than buying it by the pound.

 

Another way to save money is by picking your own fruit. Oftentimes, this will really save you a lot of money. Check your local area for a U-Pick service. Taking this step can offer a surprising amount of savings even though it requires more effort. It’s obvious that time is money, so think about whether this is worth the hassle.

 

Before you go on your next shopping trip, make sure you pay careful attention to what you are buying. Most people keep making the mistake of wasting food month after month because they never take stock of what’s going on in their refrigerator or pantry. When you take the time to follow these steps, you can save a lot of money at the checkout lane.

canstockphoto13214055Have you been thinking about giving your home that much needed makeover but you just keep putting it off because you are low on funds? Tight finances and a limited budget doesn’t mean that you can’t have a beautiful home. There are a number of cheap and easy things you can do to add personality, comfort and pizzazz to your home. Here are 5 Simple Ways to Brighten Your Home on a Budget.

 

 

Brighten Up the Rooms By Painting The Walls. Painting your kitchen, bathroom and living room walls can do wonders for your home. For example, if you paint the walls a polished white it can add a touch of sophistication. Paint can also unify a space and provide a sense of flow that previously didn’t exist in the home. It is also inexpensive and with the right preparation, a room can be painted in a single afternoon. This is one of the most powerful means for brightening up your home.

 

Add Personality to Your Home By Adding a Few Accessories. Adding just a few accessories can add some pizzazz to your home just like paint. A set of table lamps can add some flavor especially to your living room, den or bedroom. Even pillows and throws can add color and unify a room. Adding some knick-knacks on the tables will draw some attention where you want it. If you think your bedroom needs a makeover you can simply add a new comforter on your bed. You can save money on accessories by checking out your local flea markets and antique stores. Walmart, Kmart and Target also have weekly sales on these items.

 

 

Add Artwork and Photos. Framed Artwork, family photos and mirrors can be added to a space. Mirrors can help a room appear to be larger. It also reflect light and brightness to a room. The greatest part about adding framed art work and family portraits is that it adds color and personality. You can find mirrors, framing and art supplies at craft stores for a low price.

 

 

Rearrange The Furniture. Moving the furniture around takes only a little time and effort and can really liven up a room. Before you get started, consider grabbing a pencil, some paper and a tape measure. Draw a diagram of the room and make sure everything is going to fit where you’re moving it. Moving furniture can be a bit of hard work but it won’t cost you a dime. You can get pieces of items from other rooms to brighten up your space.

 

 

Ambiance. Ambiance can be added in a number of ways such as changing the window coverings to darken or add light to a room. Candles and other scents can also set a mood. You should also consider adding silk or cashmere throw to a leather couch for a sensory experience.

 

As you can see you don’t have to spend a fortune to brighten your home. The little things you do can make a huge difference. Take a look around your home and get creative.

canstockphoto13914507Are you constantly looking for different ways to save money but get little or no results? If the answer is yes, the good news is there are a variety of ways you can add hundreds or even thousands of dollars in your savings. Coupon clipping is one of the easiest ways for you to reach that goal. It is no longer known for something that your mom does nor is it something for you to be ashamed of. In fact, coupon cutting is a smart, savvy and an excellent way for you to save money.

Coupon sites have become quite popular in recent years. They offer everything from laundry detergent to clothing and even your favorite restaurants. With the number of coupon sites that’s available online, there is no excuse for you not to save money on your standard purchases.

This makes sense because coupons have become such an in-demand item, that there are so many online coupon websites to choose from. It can be tough to determine which ones are best from the coupons you really need. Here are 6 Best Websites for Online Coupons, how they work and what they have to offer.

Coupons.com This website offers the largest listing of supermarket coupons anywhere. It’s also very easy to use. All you have to do is find your coupon, print it out and you’re good to go. Before you do your shopping, ask the clerk or the manager do they accept online coupons since some supermarkets don’t accept them.

CouponCabin.com offers a variety of coupons from retailers and keeps the coupons  up to date. It also does a great job organizing coupons in an extremely useful manner. For example, you can browse “Categories” and click on the items you are looking for. You can also sign up for their weekly newsletter to stay on top of the best deals.

CouponMom.com Stephanie Nelson also known as “The Coupon Mom” has a website that offers the best brand appeal and consumer loyalty. There is a lot of useful information on her blog and email alerts on your favorite retailers.

SmartSource.com  taps into your local stores and supermarkets and offers both online and coupon deals for users to take advantage of. All it asks for is for you to enter your zip code and you’re good to go.

DealLocker.com offers printable and online coupons to save on clothing, office supplies and even airline tickets. It makes coupons and deals easy to find because it organizes the items by category. They also offer fun tips on their blog.

SlickDeals.net You should be warned that this website is a bit cluttered but you will find coupons and discount codes for retailers that’s not normally represented by coupons or coupon websites. The good thing about this site is that they offer a mobile application and you will probably be surprised at the items listed that can save you money.

These 6 Websites for Online Coupons are excellent places for you to save money on your favorite items. You can bookmark them or sign up for their newsletters to stay on top of the best deals.Before you do your shopping, make it a habit of visting these coupon sites. You’ll be amazed how much money you can save.

canstockphoto1710084What is the purpose of clipping coupons? Coupons are offered by many companies that want you to try their products. If you choose to skip out on these deals you are throwing away hundreds if not thousands of dollars down the drain. Here are some strategies you can use to get the most from cutting coupons.

The Sunday’s Edition of your local newspaper is usually full of offers for food and household products. The bottom of the ads usually have a coupon for you to cut out to help you save money at the checkout. Does that sound good to you? But, why are so many consumers avoiding them?

It could be that they are ashamed that people will think they are poor or will be labeled as being cheap. Clipping coupons is not a sign of poverty or too much frugality. This is beneficial to both consumers and manufacturers. It will save you enough money to add to your savings while manufacturers get tax breaks on their business when they have promotions like this. For this reason you should take advantage of it.

Are you in the category of consumers who have never used a coupon. Here are Four Easy Ways to Save Money at the Checkout.

Clip coupons for items you will use. Your main purpose is to save money on items you will consume. You should resist the urge to buy something just because you have a coupon. This is actually wasting money. Use them to offset the price of the items that you use the most such as bread, milk, toothbrushes, toilet paper and etc.

Use coupons with in-store promotions. Many grocers hold weekly sales. They include circulars in the Sunday’s edition of your local newspaper and in your mailbox. For example, if your grocer has bread on sale for a buck and a half, you can use the coupon from the Sundays paper for 50 cents off to save even more money. Some stores offer reward cards. It is free to sign up and you will find many brand name as well as generic brand items at low prices.

Search Online for coupon websites. Coupons.com and Coupon Suzy offer printable coupons for a variety of products. You can easily sort it by category. It is similar to using a coupon box that used to be in the grocery store, but it is a lot more organized.

Double the pleasure. If the supermarket is offering to double any coupon up to one dollar, make sure to shop on that particular day. You can save twice as much money on your favorite items. Let’s say you have a coupon for a free sample that you want to try. This is the time to do it without spending too much money.

You will reap some sweet rewards from clipping coupons. Go though your Sunday’s paper and junk mail and clip happily. Always check your coupons before you take the next trip to the supermarket so you won’t miss out on the best deals.