canstockphoto8391981There will come a time when all of us will eventually need medical attention. Whether it will be for a common cold or for more serious illnesses, these medical costs will most likely burn our pockets, especially if you don’t have any medical insurance. According to the World Health Organization, Americans have spent more money on medical expenses in 2011 than any other country in the world. As prices are increasing, saving money on your medical care will be beneficial to you in the long run. Here are some practical tips on how to cut your medical expenses.

 

Get Fit

Prevention is a lot better than a cure. Getting Fit will cut down on your medical expenses. You don’t have to pay for a membership at your local gym. Find the time to go for a walk at the park, on the beach or in your neighborhood. Mowing your lawn and gardening work are also good exercises.

If you are a smoker or consume an excessive amount of alcohol now is the time to stop. There is a big risk that you will experience having high blood pressure, diabetes,  heart disease and other more serious medical conditions if you continue these bad habits. Quitting will not only make you healthier, it will leave more money in your pockets and you will be amazed about how much money you will save.

 

Go Generic

Taking generic drugs is the way to go when it comes to reducing the costs of your medications. Patents are used by the manufacturers so they are able to set a price to recover their costs in developing their products. These patents are only covered for a certain period. Generic versions of these drugs will be readily available once the patent expires. These drugs are the same as the popular brand name products in terms of quality. According to the National Association of Chain Stores, the average amount of a generic  prescription drug is $30.56 while the price of the brand-name drugs are $84.20. Imagine how much money you will save when you go generic.

 

Partner With Your Doctor

Taking the time to discuss things with your doctor can save you a lot of cash. Don’t be ashamed to ask him or her about the possible alternatives that you can take. Ask if there is a generic version of the medicine available if you’re prescribed a brand name drug. You should always take the prescription as directed by your doctor or that’s printed on the label.

It is really important to let your doctor know if you are taking over the counter medicine. You may be at risk of some serious side effects when you combine your prescribed medication with some over the counter medicine.

Whenever you visit a doctor other than your primary physician, make sure you take a list of medications that you are currently taking with you.

 

Getting fit, going generic and partnering with your primary care physician are some of the ways how to cut your medical expenses.The cost of medical care can possibly drain your savings if you are not careful.  However, staying on top of your health will boost your savings so you can do the things you enjoy the most. So Get Off That Couch and Get Healthy!

 

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